Who we serve
Our clients turn to CFR because they want more than a quick fix; they’re looking for a team they can rely on. One that understands the practical and emotional elements of small business ownership, that can support their vision, and work with them side by side. At CFR, we put a lot of energy into being that team, offering a balance of financial tools and strategic advice to keep your business moving forward. Whether it’s a temporary cash flow gap or an ambitious growth opportunity, we’re here to bring clarity and stability.
Many business-to-business industries at various stages of growth can benefit from factoring.
Whether you’re an under-capitalized start-up or a rapidly growing business, turning receivables into cash can increase the control you have of your business.
How can companies benefit from partnering with a factoring company like CFR?
Quick access to working capital
Keep payroll and essential supplies like hardware consistently funded.
Dedicated professionals who know your business
Partner with a team that understands your unique needs.
Flexible invoicing options
Factor as many eligible invoices as necessary to cover expenses.
Guidance and support
Gain access to consultation on credit approval, contract review, and risk assessment.
Empowered growth
Secure the capital you need to take on new opportunities.
Here’s a look at some of the Business-To-Business (B2B) categories we have extensive experience with:
Staffing Agencies
One of the biggest challenges for temporary staffing agencies is the cash flow gap between weekly or even daily payroll expenses and delayed customer payments, which can extend 30, 45, or even 60 days. Factoring provides a reliable solution by converting unpaid invoices into immediate cash. With factoring companies bridging the gap between payroll needs and customer payments, agencies can manage cash flow smoothly and confidently.”
Service Industries
For many service-based businesses, qualifying for a bank loan can be challenging, as they often lack ‘hard assets’ for collateral. Instead, the primary asset in these industries is accounts receivable. Unlike banks, factoring companies purchase your receivables and base their funding decisions on the creditworthiness of your customers. This approach provides the flexibility to manage cash flow effectively, even with late payments, variable overhead, or new opportunities. Factoring lets you choose the number of invoices to fund based on your needs. As your business grows and takes on larger contracts, you can factor new receivables to fuel continued growth and success.
Technology Firms
The technology industry evolves rapidly, and for small companies, maintaining steady cash flow can be critical to competing effectively and seizing growth opportunities. For IT businesses, factoring provides a fast solution by converting unpaid invoices into immediate cash.
Industrial Contractors
Banks are famously wary of lending to contractors. The innate seasonality of sales, complicated billing and payment processes, and customer concentrations all give banks pause. CFR’s understanding and insight into the nuances of contractor financing give owners comfort and assurance that payroll will be made, and vendors will stay current, all while allowing owners to take on new growth opportunities.
For over two decades, Cash Flow Resources (CFR) has been supporting companies with tailored factoring solutions. We know how crucial it is to have immediate access to working capital for payroll and supplies, without waiting 30, 60, or even 90 days for customer payments. Whether you’re a start-up or an established business, CFR is committed to providing customized solutions to help your technology company grow with confidence.